Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can get a ride almost anywhere, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.
In this article, the most common injuries in Uber-related accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Common Uber Injuries
Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Neck Injuries: Whiplash often results from rear-end crashes, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long uber cab news lawsuit time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.